*Fix & Flip Line of Credit

Short-term financing for residential real estate investors

✓ Lines of credit for multiple transactions1

✓ Funding up to: 90% of purchase price

95% of rehab

75% LTV

✓ Loans from $50K to $2.5MM2

✓ Recourse and non-recourse options available

✓ Single loans available for first-time investors; no experience required

Description	Exposure line for experienced investors (1+ completed flip in the past 2 years)¹
Loan Size	$50K – $2.5MM²
Term & Amortization	9 months (standard) Extensions available up to 21 months
Acquisition Financing	Funding up to 90% of purchase price
Rehab Financing	Up to 95% of rehab costs, max 75% of ARV
Minimum Interest Charge	90 Days minimum interest
Borrower	Individual, Limited Partnership, Corporation or LLC (Single Purpose Entity)
Credit	620+
Property Types⁴	Non-Owner Occupied: Single family residences, 2-4 family units, Condos, Townhomes, and Multi-family properties up to 20 units

✓ Lines of credit for multiple transactions1

✓ Funding up to: 75% of land value

95% of construction budget

75% LTV

✓ Loans from $150K to $2.5MM2

✓ Single loans available for first-time investors; no experience required

Description	Exposure line to fund ground-up construction for developers and investors (1+ completed flip in the past 2 years)¹
Loan Size	$150K – $2.5MM²
Term & Amortization	12 months (standard) Extensions available up to 21 months
Acquisition Financing	Funding up to 75% of land value
Rehab Financing	Up to 95% of construction costs, max 75% ARV
Minimum Interest Charge	90 Days minimum interest
Borrower	Individual, Limited Partnership, Corporation or LLC (Single Purpose Entity)
Credit	620+
Property Types⁴	Non-Owner Occupied: Single family residences, 2-4 family units, Condos, Townhomes, and Multi-family properties up to 20 units